Rostyslav Dyuk
Chairman of the Board of UAFIC
"In the period of information noise, the only thing that does not lie is numbers. That is why we came up with the idea of creating a research that will digitally show the vector of the industry's development and the challenges that we should be prepared for in the future. We expect that Fintech in numbers. 2023 will become a guide not only for Ukrainian fintech market players but also for European colleagues"
Andriy Kryvoshapko
СЕО NovaPay
"UAFIC's research confirms that Ukrainian fintech is part of the global market. It proved this even before the great war, as an example - in 2019, when Ukraine became the world leader in the implementation of ApplePay and GooglePay. The full-scale war and global uncertainty reduced the level of investment in the industry, but did not affect the number of Ukrainian fintech players . They have survived one hundred percent. Moreover, Ukrainian fintech companies have started European expansion, and NovaPay is one of the first Ukrainian fintech companies to do so. The main drivers of the entire industry are and will remain the payments segment and the development of e-commerce, and it is in these two areas that we see opportunities for our own movement"
Fintech in numbers. 2023
The research, prepared by UAFIC with the support of NovaPay:
  • 1
    shows in digital terms what trends are typical for the fintech market and gives an understanding of where the market is heading
  • 2
    opens the veil of successful global business models of leading players in such segments as e-comm, payments, etc. and Ukrainian analogues
  • 3
    shows the potential of the Ukrainian market and Ukraine's place on the European fintech map in terms of product technology, as well as potential partners for international investors.
Fintech in numbers is:
  • 100+
    pages of analytical content
  • 8
    sections
  • 70+
    graphs and tables
Sections of "Fintech in numbers 2023"
  • Investments
    State of the fintech market and general trends, development prospects
  • E-commerce
    E-commerce market as one of the fintech drivers, military realities and prospects
  • Transfers
    P2P and international transfers, their statistics and analytics in Ukraine and the world
  • Loans and installments
    P2P platforms, BNPL, POS lending, micro and SME lending
  • Neobanks
    List of global neobanks, regional leaders, industry statistics and ecosystems in neobanking
  • Open Finance
    Open Banking → Open Finance → Open Everything as a way to new opportunities for using data. Successful Open Finance cases and Ukrainian realities
  • Cryptocurrencies
    The impact of cryptocurrencies on payment ecosystems and CBDCs
  • Threats and opportunities
    The main threats and opportunities for each of the above sub-sectors
Sections of "Fintech in numbers 2023"
  • Investments
    State of the fintech market and general trends, development prospects
  • E-commerce
    E-commerce market as one of the fintech drivers, military realities and prospects
  • Transfers
    P2P and international transfers, their statistics and analytics in Ukraine and the world
  • Loans and installments
    P2P platforms, BNPL, POS lending, micro and SME lending
  • Neobanks
    List of global neobanks, regional leaders, industry statistics and ecosystems in neobanking
  • Open Finance
    Open Banking → Open Finance → Open Everything as a way to new opportunities for using data. Successful Open Finance cases and Ukrainian realities
  • Cryptocurrencies
    The impact of cryptocurrencies on payment ecosystems and CBDCs
  • Threats and opportunities
    The main threats and opportunities for each of the above sub-sectors
Get the research 
Fintech in numbers. 2023
  • Author of the research
    Ukrainian Association of Fintech and Innovation Companies (UAFIC)
  • Partner of the research
    International payment system NovaPay